A zero-based budget is a budgeting method in which every dollar of income is allocated for a specific purpose. This budgeting approach involves starting from scratch and allocating every dollar of ...

Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle. Amy is an ACA and the CEO and founder ...

Editor’s Note: Millions of folks have had their lives disrupted by the coronavirus crisis. And anytime your financial situation changes – whether due to this crisis or when you retire, for example – ...

A 30-year-old living in Toronto making $60,000 shares how she affords her wellness habits in this personal budget example of healthy spending. Last year, we asked five women with salaries ranging ...

Sales are going well for the existing product line, and the business owner is looking at expanding manufacturing facilities. However, the sales department has a hot new product they want to introduce, ...

Will Kenton is an expert on the economy and investing laws and regulations. He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School ...

A budget variance is a discrepancy between the predicted cost or revenue in a given account. A budget variance may include a revenue shortfall due to an inaccurate estimate, or a sudden and unexpected ...