Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

Many of us hold insurance policies for our homes, cars and holidays, but what about the most valuable thing of all – our lives? Life insurance pays a sum of money on the death of the policy-holder and ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

Life insurance is about protecting your family financially. While money can’t replace you, it’s important to have the right amount of insurance to replace your income and help cover family obligations ...

Kimberly Lankford is an insurance staff writer at Buy Side. Edited By Written by Staff Deputy Editor, Buy Side Les Masterson is a staff Deputy Insurance Editor at Buy Side and has over 10 years of ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Legal & General America and Lincoln Financial are the best no-exam life insurance companies, according to our analysis. These companies both offer competitive rates and important coverage features, ...

A life insurance policy represents a contract between you and the insurer. In exchange for your making regular premium payments, the insurance company will make a tax-free, lump-sum payment to your ...

Ladder Life insurance promotes its low premiums with an easy online signup process and no medical exam for policies up to $3 million. These claims are accurate. However, if you have any medical ...