California recently passed a law that increased minimum liability insurance coverage limits, effectively increasing the total ...

Home insurance costs are soaring. Learn how to cut your premium in 2026 with expert-backed tips, from smart shopping to roof upgrades.

The last time liability limits in California increased was in 1967, even though it is by far the state with the most drivers and lowest minimum requirements on car insurance. Starting January 1, all ...

Learn how excess limits premiums offer coverage beyond basic liability limits in insurance contracts, including how they work, key benefits, and premium calculation.