Life insurance pays a death benefit to your beneficiaries when you die. AD&D insurance pays a lump sum if you suffer an injury or die due to a cause specified in your policy, such as a loss of a limb ...

Travel insurance is subject to the terms and conditions of your policy, so it’s vital to read your policy documents to understand the scope of coverage, policy limits and exclusions of your plan.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Life insurance applications ask detailed questions, and mistakes can be costly. Know what you need before starting. Many, or all, of the products featured on this page are from our advertising ...

Do you tend to stay on cruise control when it comes to renewing your auto insurance? You could be leaving money on the table if you aren’t taking the time to shop around for the best rates and ...

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

You should use a health insurance broker if you want guidance and advice when shopping for coverage. Health insurance brokers are licensed to help you shop for and buy health insurance plans. Brokers ...

Jay Feinman does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their ...