Discover how the Investment Income Ratio evaluates insurance profitability through net income vs. premiums. Learn its benefits and calculation methods.

The flooring approach is a retirement strategy that uses guaranteed income sources, like Social Security, pensions, or annuities, to cover essential expenses. This creates a stable “floor” of income ...

Ready for retirement? Discover strategies to protect savings and create guaranteed income from your TSP. Register now for expert-led webinars: dcsofa.org/events ...

The DOL rule is cumbersome for plan sponsors and an opportunity for annuity sponsors, but it could be a lot more. The theory that individuals might save more if they understood how their savings turn ...

There are several types of income, but they're not all created equal. Some are more stable and reliable than others. The key to your retirement plan? You need the right income mix to make your money ...

The deferral period ends once guaranteed lifetime distributions commence. We have entered the distribution period. Guaranteed income will be set using an age-based guaranteed withdrawal or payout ...

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Learn how marginal relief prevents disproportionate tax liability when your income slightly exceeds a surcharge threshold, ensuring fairness in ...

Alexandra Twin has 15+ years of experience as an editor and writer, covering financial news for public and private companies. Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT executive and ...

CLM has an automatic dividend reinvestment plan (DRIP) if a shareholder does not want cash. Here, monthly distributions are ...